FOR YOU, WE TAKE CARE OF

DEBT FINANCING
Assisting companies in obtaining new loans, reprogramming existing loans, replacing existing loans with more favorable loans and seeking funding opportunities through alternative financial instruments.
OBTAINING OWNERSHIP AND OTHER FINANCING SOURCES
Finding potential investors and implementing a transaction for acquiring such resources (recapitalization, mezzanine financing).


FINANCIAL AND BUSINESS RESTRUCTURING OF THE COMPANY
Assistance in carrying out financial and business restructuring includes out-of-court (voluntary) restructuring measures and restructuring measures under insolvency law (preventive restructuring, compulsory settlement).
VALUATION OF COMPANIES, REAL ESTATE AND EQUIPMENT
We offer services in the field of valuation of companies, specific business units and individual activities, real estate, machinery and equipment and intangible assets. We work exclusively with external appraisers who are registered in the register of the Slovenian Audit Institute, and all reports are prepared according to international valuation standards.
- Valuation of companies
- Valuation of real estate
- Valuation of machinery and equipment
- Valuation of intangible assets


CONSULTING ON POSSIBLE IMPROVEMENTS IN BUSINESS AND FINANCIAL CONDITION
Independent review and consulting in individual areas of the company’s operations.
- Making an analysis of the business and the existing state of the company
- Assessment of projections and business plans
- Proposal of measures regarding additional loans
FINANCIAL DUE DILIGENCE
Service of complete due diligence of the company in order to allow interested parties an insight into the legal status, financial situation and identify key risks of the company. Read more about Due Diligence here.


BUSINESS OVERVIEW FOR LENDERS(IBR)
With an independent review of the company’s operations, lenders gain objective information for making decisions regarding existing and new claims on the company.
CREATION OF BUSINESS AND FINANCIAL PLAN AND EVALUATION OF INVESTMENT PLANS AND PROJECTS
The basis of business decisions in the company and assistance in deciding potential investors and banks, …


COST OPTIMIZATION
Do you know 5 steps for increasing profits? Unija does! The secret is not only in increasing sales, but also in lowering costs. Our experts help you figure out where to save, suggest actions and help with cost optimization analysis.
ADVANTAGES OF CONSULTING AT UNIJA
You get all the answers to questions from different fields in one place. We are excellent in as many as 6 markets in Central and Eastern Europe and offer practical solutions for work optimization.
Unija Consulting Team
Know-how and experience that stand on an exceptional professional foundation and a thorough knowledge of the challenges you face.

High professionalism
High professionalism is a key factor that influences the selection of an expert for consulting in a particular field and also the trust of clients. The employees of the Unija Consulting confirm their professionalism with both formal education and continuing professional education. More than 100 hours of annual training is well above the European average, ranging between 30 and 40 hours. We are well aware that we can set and maintain high professional standards only with qualified professional staff.
Our experts
At Unija, we are aware of the importance of a personal approach, so we invite you to meet our experts who take care of your issues and take a look at their achievements.

Blaž Šlemic, mag. poslovnih ved
Direktor
who, with his many years of experience in the field of business finance, helps companies in optimizing operations and financing, and advises on business decisions.

dr. Nina Orehek Ručigaj
Direktorica, vodja pravnega in davčnega svetovanja
Specialist in tax, commercial and labor law. She covers all types of legal issues of commercial and contract law, insolvency proceedings

Kristinka Vukovič
Računovodska in davčna svetovalka
She began her career as a high school lecturer, continued in the accounting department, in valuing companies and privatization procedures.

Tadeja Jerič
Pravna in davčna svetovalka
She holds a law degree and specializes in labor law and all other forms of work, taxation of natural persons and other tax areas.

Anja Premrn
Davčna svetovalka
Masters in Business Administration. Helps both Slovenian and foreign clients solve tax dilemmas. She is also the author of numerous professional articles.

Andreja Hočevar
Svetovalka za zaposlovanje tujcev
She is a consultant in the field of employment of foreigners and in the legal basis related to it. Her field of work also includes advice on regulating the posting of workers to EU Member States or third countries and related resident statuses.

Dejan Kaligaro
Finančni svetovalec
He assists and advises companies in the field of business finance, especially in the preparation of business plans, cash flows, forecasting business plans, assessing the value of companies and obtaining and optimizing financial liabilities.

David Čeplak
Direktor Unija HUB
He has many years of experience in business management, sales and acquisitions, and also works in the development and implementation of business ideas in various fields.

Dušan Banović
Voditelj poslovnog savjetovanja
Financial advisor with long-term experience in corporate finance and controlling specialized in business planning, financing and M&A activities.

Luka Antunović
Legal Practice Leader
Legal Practice Leader in cooperation with ZBA, with almost 10 years of significant experience in providing legal advice to numerous international clients, primarily in commercial law. Legal 500 Member.

Ivan Podgorski-Boček
voditelj odjela poreznog savjetovanja/Head of Tax Advisory Services
Specialized in tax law, with more than 8 years of experience in providing tax advisory services to numerous international clients from VAT, CIT, PIT and other tax aspects.

Džejna Mahović
Head of legal department
Legal consultant with years of experience in commercial, labor and contract law.

Sena Klapuh
Legal associate
Legal consultant with years of experience in commercial, labor and contract law.

Dragana Ašić Ratkovac
Head of Tax Department
Tax consultant with more than 10 years of experience in consulting numerous international clients in the field of VAT, income tax, and transfer pricing. Since 2016, a member of the Serbian Fiscal Society – IFA Branch.

Marija Dišić Abazović
Legal & Tax consultant
A graduated economist with more than 7 years of work experience in the field of audit and tax consulting.

Biljana Miletić
Tax apprentice
A graduated economist who started her career in the tax department in the Unija after finishing her studies. She is currently building her knowledge in the areas of VAT and transfer pricing.

mag.oec Iva Asanović
Country Manager
MSc in Accounting and Audit, Certified Accountant and Court Expert Witness in economics and finance, with experience more than 13 years

Branislav Serafimoski
Country Manager
An economist graduated in accounting and auditing, certified accountant with more than 10 years of experience in accounting in recognized companies in the field of financial services.
Frequently asked questions
There are always many accounting issues, but some are more common. Maybe yours is among them, so check them out below. If you have not found the answer, please contact us and we will be happy to answer your questions.
What can business and financial consultants do for my business?
We offer a wide variety of business and financial services. Our field of expertise is debt financing. We help companies to take out new loans, convert their existing loans, replace the loans with more favourable ones, or find other ways of financing options through alternative financial instruments.
In the process of acquiring financing we prepare a business and financial plans, that help potential investors and banks. We prepare a complete proposal for an optimal transaction structure and carefully evaluate all financing providers and investors.
Why should I have a business plan?
A business plan is very important. You can use it in many different scenarios but it is the most important for acquiring debt or other forms of financing. Through a properly built business plan the investor sees you vision, planning skills and the potential threats that your business may have.
The structure and content of a business plan must be adapted to the specific needs of the purpose for its preparation. If you need a business plan, you can trust our employees to make a professional and a high quality business plan.
How do you price consultancy services?
We charge an hourly rate. If there is a more time consuming task we can agree on a special hourly rate.
Do you also advise in financial and operational restructuring?
Yes, we offer support for financial and operational restructuring, which includes measures of out-of-court (voluntary) restructuring and measures within the framework of insolvency legislation (preventive restructuring, compulsory settlement).
We prepare detailed strategies and plans for optimal restructuring, consultations and overall support regarding the proposals and completing the disinvestment process. We advise our clients and manage all restructuring procedures until the transaction in finalised.
RECOMMENDATIONS

At the Institute of Public Administration as a research and consulting institute, we are very well aware of the importance of outsourcing; do only what you know best, and leave the rest to qualified contractors. In our case, this is true and we consider cooperation with the Unija to be very successful. The professionalism of the employees, excellent responsiveness and a high level of tax security are the qualities we attribute to our accounting firm.
dr. Rajko Pirnat, direktor Inštituta INŠTITUT ZA JAVNO UPRAVO PRI PF

Due to the growing need for optimization and improvement of work processes in the field of payroll and HR consulting, we found ourselves at a turning point, where the Accounting Service Unija came to us with its fast and efficient solutions. We knew from the beginning that we needed customized software solutions, and for this very reason it was important for us to find a reliable partner.
Martina Bohinc, C&A Moda d.o.o Chief accountant Slovenia/Finance Store Controller Slovenia/Croatia/Serbia

Accounitng service Unija is a good partner for companies with a global mindset. At Eurosender, we have worked with the Unija at various stages of our development and they have always supported us with quality services and professionalism. Their international approach and rich experience are crucial in providing quality services.
Jan Štefe, direktor Eurosender d.o.o

Hilti has entrusted the Unija with virtually all accounting and tax management in order to ensure efficiency and, above all, full compliance. Among other things, the Unija has shown us great flexibility, as they have helped us to introduce a new operating system. These positive experiences that we had in Serbia led us to expand our cooperation with the Unija in the other two countries, Bosnia and Montenegro.
Hilti Serbia, Paolo DellaFlora Accounting & Treasury Manager
- C&A
- H&M
- Hilti
- Scania
- Špica International
- OMV
- GSK
- Pepco
- JYSK
- Toyota
- Air France
- Baxter
- Resalta
- Siol
- Total
- Vitapur
- Ikea
- Petrol
- Pivovarna Laško Union
- Intereuropa
- Hycu
- Lpp Fashion
- Makita
- Optika Clarus
- Lagermax
- IBM
- Danfoss
- Henkel
- LTH Castings
- Mondelez
- Mennyacht
- Hokejska zveza Slovenije
- HBO